Everything people ask before they start.

Send a message to KoreX on WhatsApp or dial the USSD code. Confirm your identity with your BVN and a photo of your ID, set a four digit PIN, and an account number arrives in the same thread. WhatsApp number and USSD string

No. KoreX lives in the channels you already use: a chat, a text message, a USSD menu, a phone call, or a link in a browser.

English, Nigerian Pidgin, Yoruba, Hausa and Igbo, typed or spoken, on every channel that carries voice.

No. Everything on the personal side runs in a USSD session as well as in a chat, so transfers, bills, airtime and data top-ups keep working after the bundle is finished.

Bank to bank, in the time the rails take. KoreX reports the state in the same thread rather than leaving you to check your bank app. Typical settlement times

Yes. Photograph a number written on paper, a POS slip or a printed invoice, and KoreX reads the digits, resolves the bank, and confirms the name on the account before anything moves.

Report it immediately and KoreX opens a recall with the receiving bank. KoreX also reads the name on any account before you confirm, which is where most of these are caught.

Yes. Type the list, send a voice note, or photograph a list from a notebook. KoreX reads every line, totals it, and asks for one PIN.

Personal is free, including every channel.

In your own bank account. KoreX settles to the account you already own rather than keeping a balance, so there is no wallet to fund, nothing to withdraw, and nothing to be frozen if you stop using it.

Freeze the account from any other handset, by message or by USSD, which stops every payment immediately. Getting back in needs the same identity check you did at the start.

Yes, on every payment and on every channel, including a USSD session and a voice call.

Each request carries its own number, which is retired afterwards, so a permanent account number of yours never circulates.

It is encrypted in transit and at rest, including images you send and transcripts of what you say. It is not sold and it funds no advertising. Data protection registration

Type the problem into the same thread you pay from. If KoreX cannot settle it, a human picks it up in that thread. Support hours

Every Nigerian bank KoreX's partner reaches, plus transfers across supported African countries. Partner banks and rails

Ask KoreX to close it in the thread. Any balance is already in your own bank, so there is nothing to move first.